Job Description :
- Ensure credit documents have been completed.
- Conduct on the spot (OTS) to ensure the real conditions and collateral of prospective debtors.
- Conduct analysis of credit applications and credit analysis documents specifically Credit Analysis Tool (Perangkat Analisa Kredit), and Disposition Sheet regarding the PAK Proposal to be approved by members of the Credit Decision Committee.
- Conduct credit analysis and prepare reports on the results Analysis of the 3 Pillar and Early Warning of debtors above IDR 1 billion to the head of the Credit Analyst department and coordinate with related units
- Monitor the results of the four eyes principles analysis.
- Selecting debtor referring to the provisions of the Risk Acceptance Criteria.
- Coordinate the results of the four eyes principles Analysis to the proposer and credit decision-making committee.
- Prepare DPD (Day Past Due) & Maturity Reports.
Requirements :
- Bachelor’s degree in any major, preferably Economics/Management/Law
- Minimum 3 years relevant experience in banking industry
- Understand the regulations and business processes in the banking industry
- Having good communication skills
- Understand financial report analysis
- Understand the litigation and credit process
